Car audio products/accessories and how they perform is something that car audio enthusiasts are constantly concerned about. Car audio reviews help intending buyers make more informed choices.
Most car audio reviews help prospective customers to choose the best systems compatible with their car. They also help them even with their existing audio systems that need an upgrade. Sometimes a car audio review can call your attention to a feature you have not been taken advantage of even though you have it in your system.
Most websites that are put up by either distributors of sellers of different brands of audio systems put up a comparison chart which rates products across categories. This helps a customer upgrade his system better or even land a more affordable deal.
Car audio reviews include those for CD players, amplifiers, subwoofers, speaker systems, etc.
Advantages of Car Audio Reviews
• Price listing and comparison of different brands in one place
• Quick reference material
• Expert opinion on use and upgrade
• Genuine information from users of products and services
• After-sales services provided by manufacturers and suppliers
Where can I find good reviews?
• Manuals and publications from manufacturers contain good review articles.
• Websites like this one and others that cater to car audio components supply and maintenance
• Word of mouth review, mostly by friends or family members who have used a particular brand or product.
You can be a reviewer
Many websites invite reviewers to review any particular brand or product and write honest opinions or give information that may be of use to others intending to buy the same. So be a good fellow, let others know your experience with a particular car audio gear.
Tuesday, March 25, 2008
Finance Car - Review
You feel like buying a rather expensive car this summer. But there is a problem. You are not a wealthy guy. Do not despair. You have a choice of a range of best deals on offer in the automotive market, popularly described as zero percent finance for cars. How does this work and are they really for you?
Scenario
Almost all car dealers who offer a zero percent finance, have a sales plan in place. They will have outlined a profile of the prospective customer. Quite obviously, a major criteria would be that the customer should have a good credit standing. SO, normally such offer will be made to existing customers. New customers would be judged for credit background on several parameters like, income, location of the customer, employment or business status, or even the assets that the customers own. For obvious reasons, credit term is usually shorter than the normal regular interest credit scheme, often below 2 years. It will result in higher EMIs (equated monthly instalments).
Terms
EMIs always change in inverse proportion to duration of the loan - shorter the term of credit, the higher the amounts payable per month and the longer credit period, the smaller amount to be paid per month. Ironically, if you opt for a longer duration you will end up paying more amount simply because interest rate is induced for a long period of time. You will find that you will have paid more than 20 times the retail price. Also, failure to pay the monthly payables of the zero percent credit term will result in higher interest after that as a penalty for not paying on time. In such eventuality, you will actually end up paying higher than the amount paid under zero percent because of the interest and other penalty charges.
Finally, the the car is priced higher than cash down value. For example in a zero percent scenario, the car is offered at say $100,000 on display for 2 years to pay having a monthly payable amount of $4,166. The $100,000 price is actually still higher than the actual value of the car. The car dealers usually know that the car value is only say $70,000 but if offered at zero percent credit, they would price it at $100,000.
Conclusion
From the foregoing you will wonder, and rightly so, what advantage does zero percent finance car give you the as the customer. On the other hand this is certainly a good marketing strategy for auto dealers. And it will definitely help those who can afford the terms because it always better than paying longer credit period. So, the zero percent finance car is a good marketing strategy for the car dealer. It is also beneficial for the customer who can afford it.
Scenario
Almost all car dealers who offer a zero percent finance, have a sales plan in place. They will have outlined a profile of the prospective customer. Quite obviously, a major criteria would be that the customer should have a good credit standing. SO, normally such offer will be made to existing customers. New customers would be judged for credit background on several parameters like, income, location of the customer, employment or business status, or even the assets that the customers own. For obvious reasons, credit term is usually shorter than the normal regular interest credit scheme, often below 2 years. It will result in higher EMIs (equated monthly instalments).
Terms
EMIs always change in inverse proportion to duration of the loan - shorter the term of credit, the higher the amounts payable per month and the longer credit period, the smaller amount to be paid per month. Ironically, if you opt for a longer duration you will end up paying more amount simply because interest rate is induced for a long period of time. You will find that you will have paid more than 20 times the retail price. Also, failure to pay the monthly payables of the zero percent credit term will result in higher interest after that as a penalty for not paying on time. In such eventuality, you will actually end up paying higher than the amount paid under zero percent because of the interest and other penalty charges.
Finally, the the car is priced higher than cash down value. For example in a zero percent scenario, the car is offered at say $100,000 on display for 2 years to pay having a monthly payable amount of $4,166. The $100,000 price is actually still higher than the actual value of the car. The car dealers usually know that the car value is only say $70,000 but if offered at zero percent credit, they would price it at $100,000.
Conclusion
From the foregoing you will wonder, and rightly so, what advantage does zero percent finance car give you the as the customer. On the other hand this is certainly a good marketing strategy for auto dealers. And it will definitely help those who can afford the terms because it always better than paying longer credit period. So, the zero percent finance car is a good marketing strategy for the car dealer. It is also beneficial for the customer who can afford it.
Monday, March 10, 2008
Purchase Of Cars Made In America
If you talk to any of the men in my family, they will tell you that they will only buy American cars. This is something they won’t reconsider, and it doesn’t matter what you say about it, though I have never thought to try to talk them out of it. Some of them are mechanics, and they tell me that getting parts for some cars that are not American made is hard. They also claim that if you want a car that runs well, won’t rust out early, and will last a long time, you have to avoid foreign made automobiles and buy from your own country.
The problem with this is that you may have a hard time finding cars anymore that can be called American cars. Factories are closing down, and parts are coming from all around the world. However if you get American cars with parts made elsewhere, you can be pretty sure you’ll be able to get the parts rather easily. Things have changed though, and it’s not nearly as hard as it used to be to get any part of any car. Most mechanics today can fix almost any car too, and that has a lot to do with computer technology. There are some diagnostic machines you can hook right up to an engine and the computer will tell you what is wrong with the car.
Perhaps the love of American cars in my family came from their upbringing. Though most people don’t talk about it openly, intolerance of other races and nationalities is something that has never gone away, though I think with every generation humans become more accommodating of each other and our differences. The older generations still hang on to the way things were when they were children. This leads to believing that American cars are the best and that’s what you should buy.
It is important that we buy American cars though, because it means you are supporting your own country. There are so many industries that end up over seas because of pricing. We can’t let American cars disappear. Your fellow countrymen and women who work hard building American cars may lose their jobs if sales dip too low. Though there are many affordable and great foreign cars, the next time you go out for a new car, don’t forget to at least try a few cars made in America before you make your purchase.
The problem with this is that you may have a hard time finding cars anymore that can be called American cars. Factories are closing down, and parts are coming from all around the world. However if you get American cars with parts made elsewhere, you can be pretty sure you’ll be able to get the parts rather easily. Things have changed though, and it’s not nearly as hard as it used to be to get any part of any car. Most mechanics today can fix almost any car too, and that has a lot to do with computer technology. There are some diagnostic machines you can hook right up to an engine and the computer will tell you what is wrong with the car.
Perhaps the love of American cars in my family came from their upbringing. Though most people don’t talk about it openly, intolerance of other races and nationalities is something that has never gone away, though I think with every generation humans become more accommodating of each other and our differences. The older generations still hang on to the way things were when they were children. This leads to believing that American cars are the best and that’s what you should buy.
It is important that we buy American cars though, because it means you are supporting your own country. There are so many industries that end up over seas because of pricing. We can’t let American cars disappear. Your fellow countrymen and women who work hard building American cars may lose their jobs if sales dip too low. Though there are many affordable and great foreign cars, the next time you go out for a new car, don’t forget to at least try a few cars made in America before you make your purchase.
Cars From General Motors
For a long time, my dad would tell me how much he loved General Motors cars. He said that they were better built, and were made to last a lifetime. He would claim that if you did not buy a Chevrolet you are asking for high repair bills. Opinions differ, of course, as my stepfather will tell you nothing will be as good as a Ford. Though I couldn’t tell you which manufacturer is better, I can tell you I have had good cars through both companies. Right now, we own a Chevrolet, and I think it is a very good car.
Because most of the people in my family did not buy General Motors cars, I did not buy one for a long time. However, when we needed a new car at the last minute, we ended up buying a Chevrolet. I have to tell you that this is one of the best cars I have ever had. This doesn’t mean I’m going to be a walking advertisement for General Motors cars, but if someone asks I will be sure to tell them how much I love it. This car is over 10 years old, and has yet to give me any major problems. I hope I have not jinxed myself by saying that, but I feel pretty confident that it has many more good years left in it.
One great thing about General Motors cars is that you can get them repaired almost anywhere. You can say this of most companies that have factories in North America. If you have chosen a car made in another country, you may have problems finding the parts you need. If that were to happen, you may find it takes weeks to get your car fixed. If you own General Motors cars, this will never be, for the most part, a problem for you. There may be times when you have to wait for car repair, but it will not be because the parts are unavailable.
For the most part, General Motors cars are a good investment. When it comes to safety, you have to think about more than how much horsepower is under the hood. Today, new General Motors cars come with Onstar. This system can help you if your car has been stolen, if something is wrong with your car, or if you have been an accident. Think of it as a communication system between you and the outside world. If you have a growing family, this might be the biggest reason you might choose General Motors cars.
Because most of the people in my family did not buy General Motors cars, I did not buy one for a long time. However, when we needed a new car at the last minute, we ended up buying a Chevrolet. I have to tell you that this is one of the best cars I have ever had. This doesn’t mean I’m going to be a walking advertisement for General Motors cars, but if someone asks I will be sure to tell them how much I love it. This car is over 10 years old, and has yet to give me any major problems. I hope I have not jinxed myself by saying that, but I feel pretty confident that it has many more good years left in it.
One great thing about General Motors cars is that you can get them repaired almost anywhere. You can say this of most companies that have factories in North America. If you have chosen a car made in another country, you may have problems finding the parts you need. If that were to happen, you may find it takes weeks to get your car fixed. If you own General Motors cars, this will never be, for the most part, a problem for you. There may be times when you have to wait for car repair, but it will not be because the parts are unavailable.
For the most part, General Motors cars are a good investment. When it comes to safety, you have to think about more than how much horsepower is under the hood. Today, new General Motors cars come with Onstar. This system can help you if your car has been stolen, if something is wrong with your car, or if you have been an accident. Think of it as a communication system between you and the outside world. If you have a growing family, this might be the biggest reason you might choose General Motors cars.
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